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Find out more about how super works and how to build your super.Most people go through life switching jobs at least once, if not multiple times.Difference in performance is for top and bottom quartile My Super funds for a person aged 21 years with a ,000 starting salary and working to age 67.Sample returns for 53 My Super funds for the 11 years to 2018. Investments contain risk and returns are not guaranteed.This is the easiest and quickest way to move all of your super into one account. You can contact either the fund you want to move your money into or your current fund to let them know you want to consolidate your accounts.Many funds provide a service where they will consolidate accounts on your behalf. And you’ll avoid paying additional fees on multiple super funds.

Some employers may also ask for a Letter of Compliance or a Complying Fund Statement from Cbus. By law, your employer is generally required to contribute at least 9.5% of your Ordinary Time Earnings (OTE) into your super account.If you’re like most of us, you probably have more than one super fund.That means you’re paying multiple fees, which can add up over time.Usually, you can consolidate your accounts at any time by using one of the below options.You can also download our How to consolidate your accounts checklist (PDF).

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