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Should you do otherwise, such as writing your own code to send card information to the Stripe API, you may be responsible for additional PCI DSS requirements (6.3 - 6.5) and not be eligible for an SAQ A.
In this case, we’d suggest you reach out to a PCI Qualified Security Assessor (QSA) to determine how best to validate your compliance according to the current guidance from the PCI Council.
We’ve designed both Checkout and Elements with these changes in mind so that you can continue to validate using SAQ A without losing much of the flexibility and customizability of a form hosted on your website.
You can refer to our Elements migration guide to learn how to migrate your checkout flow to Elements.
Stripe automatically creates a combined SAQ A and Attestation of Compliance (Ao C) for you, available for you to download in your account’s compliance settings, and no action is required on your part to submit further proof of your PCI compliance.
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As such, we advise our users to rely on our official SDKs for i OS or Android, or to build a payment form with Elements in a Web View, to be eligible for the simplest form of PCI validation: SAQ A.
If you only use our mobile SDKs or an Elements-based Web View, you can inform your PCI auditor that card numbers pass directly from your customers to Stripe.
The PCI Security Standards Council has published a series of changes to eligibility requirements for SAQ A.
These require that businesses use input fields hosted by a payments provider in order to be eligible for the simplest PCI validation method.
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If your application is intended for your customers to enter their information on their own devices, then you qualify for SAQ A.